Lake Conroe, Conroe and Montgomery real estate and homes for sale in Texas, lakefront and lakeview - Becky Phillips, REALTOR® Becky Phillips REALTOR(r) for Lake Conroe, Conroe and Montgomery, Texas real estate - NUMBER1EXPERT™ Becky Phillips NUMBER1EXPERT(tm) for Lake Conroe, Conroe and Montgomery, Texas real estate
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Becky Phillips, REALTORŪ, real estate agent and broker for Lake Conroe, Conroe and Montgomery Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
"I MAKE IT HAPPEN YOU MAKE IT HOME!" Call me: 936-582-5869.


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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
What was the first territorial acquisition made by the U.S. Government?

A 
The Louisiana Purchase from France in 1803 for $15,000,000 increased U.S. national territory by 140%.
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Becky Phillips, REALTORŪ, real estate agent and broker for Lake Conroe, Conroe and Montgomery Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Becky Phillips
Top Guns Realty of Lake Conroe

18429 Hwy 105 West
Montgomery, TX 77356
936 582-5869
936 718-7285 Cell
936 448-1777
936 582-1700
936 582-4955
becky@topguns.com

My family and I moved to the beautiful Lake Conroe area 15+ years ago to experience a lifestyle change that included lake living at its best! Buying and selling real estate, as you well know, can be an exciting, but stressful event. For most of us, buying a home, whether for full or part-time living, will be the most expensive transaction we will incur! Let me be the professional that assists you in making this a pleasant and easy process. Diligence and hard work have made me a top producer (Top 150 out of 19,000 Houston Area Association Realtors) and it is my philosophy to go the extra mile for my clients. I am a Lake Conroe and surrounding areas specialist and have all the tools necessary to help you make informed decisions. You deserve the best that real estate has to offer and that is what I'll strive to give you! If you are thinking of selling your property please call me about my marketing techniques. Buyers, feel free to request an area information package and I will gladly mail this to you! I look forward to meeting you and please call or e-mail and I will assist you in any way possible!

Equal HousingMLSREALTOR


Top Guns Realty of Lake Conroe real estate and homes for sale in Lake Conroe, Conroe and Montgomery Texas

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